Skip to content

How our service works is a lending network, NOT a direct lender. After you have submitted your application via FlashPayday's secure site, we present your application to our large network of lenders. If we successfully find a matching lender based on your information and the lender's requirements, we will redirect you to loan terms on the lender's website. At this point, you have not entered into any agreement with the lender and you are under no obligation to repay money.

On the lender's website, carefully review the terms and conditions of the loan agreement. The contract should state the repayment schedule, fees and the APR of the loan.

This is how our loan process works:

  1. Fill out our easy, 2-step online loan application.
  2. We instantly contact lenders, presenting your application. You receive a loan decision within minutes.
  3. We redirect you to the lender's website. Review and sign the loan agreement. If you don't like the terms, don't accept and you have no obligation to repay any money.
  4. Once the contract is signed and finalized, money is deposited into your bank account.

Your personal information is private and secure. Questions about loan repayments, schedule or fees should be directed at your lender. is NOT a lender and will not be able to provide information regarding loan repayment, fees, repayments schedules or other loan related information.

What does for you

1 Gather information

image description

Fill out FlashPayday's simple and secure online application form.

2Matching you & lender

image description

FlashPayday helps connect you with a lender based on your application and lender requirements.

The Lender

3Sign Contract

image description

On the lender's website, carefully review the loan terms and conditions and sign the contract. Cash is then deposited in your account.

I certify that I am a U.S. resident over the age of 18. I agree to the Privacy Policy and Terms of Website Use and that I may receive email offers from and its marketing partners. I understand that is not a lender, does not broker loans, and does not make cash advance or credit decisions. Information that you provide in your application will be shared with lenders participating in our network of payday loan lenders, and those lenders will review, verify, and research your information to determine whether you may qualify to receive a loan from them.